Create Better
Work with Brian A. Street, MSW to take control of your financial future by understanding & changing the behaviors that drive your spending, saving, and credit decisions.
Money Habits
Book Your Consultation Today!
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Book Your Consultation Today! 〰️
Our coaching goes beyond traditional budgeting and money management. We address the underlying behaviors, emotions, and habits that impact your financial decisions. Using a holistic approach, we guide you through a journey of financial transformation.
1. Overall Life Assessment
We begin with a thorough assessment of your current life situation, considering all dimensions: financial, emotional, occupational, intellectual, and social well-being.
What You’ll Get: A personalized life map to identify how various aspects of your life impact your financial habits.
2. Bio-Psycho-Social Budget Analysis
This unique approach to budgeting includes analyzing your financial, psychological, and social influences on money management.
Key Areas Covered:
Income vs. Expenses Breakdown
Identifying Mental Health Triggers that Affect Spending
Social Influences on Financial Choices
3. Emotional Spending Assessment
Discover how emotions like stress, anxiety, or excitement lead to impulsive spending.
Key Focus:
Identifying Emotional Triggers
Replacing Emotional Spending with Healthy Financial Habits
4. Debt Management and Elimination Plan
Assess current debt and create a strategy to reduce or eliminate it through behavior modification, smart budgeting, and efficient payoff strategies.
What You’ll Learn:
Methods to Tackle High-Interest Debt
Balance Transfers and Debt Consolidation Options
5. Savings and Investment Activity Assessment
We assess your current savings and investment strategies, guiding you on the best practices to secure long-term financial well-being.
Key Focus:
Savings Goals and Emergency Funds
Investment Risk Tolerance and Strategy
Retirement Planning
6. Credit Repair
We offer tailored solutions to help you improve your credit score by addressing inaccurate or outdated information, setting up payment plans, and reducing outstanding debt.
Key Focus:
Correcting Credit Report Errors
Negotiating with Creditors for Better Terms
Establishing a Debt Repayment Plan
7. Credit Building
Learn strategies to build and maintain a strong credit history, essential for long-term financial health.
Key Focus:
Using Secured Credit Cards to Build Credit
Managing Credit Utilization
Responsible Use of New Credit Lines
8. Credit Protection
Protect your credit from identity theft and fraud by learning proactive measures.
Key Focus:
Setting Up Credit Monitoring Services
Freezing Your Credit
Best Practices to Avoid Identity Theft and Fraud
9. Power of Attorney and Life Insurance
We help you understand and implement essential financial protection tools to ensure your family and assets are covered in every circumstance.
Key Focus:
Setting Up Power of Attorney for Financial and Health Decisions
Choosing the Right Type of Life Insurance (Term, Whole, or Indexed Universal)
Integrating Insurance into a Broader Wealth Preservation Strategy
10. Wills and Estate Planning
Take control of your financial legacy by planning how your assets will be distributed and protected.
Key Focus:
Drafting or Updating a Legally Sound Will
Avoiding Probate with Proper Planning
Educating Family Members on Estate Responsibilities
11. Trusts & the Rockefeller Waterfall Method
Inspired by the Rockefeller Waterfall Method, our approach helps you set up a financial ecosystem where wealth continuously flows through generations.
Key Focus:
Establishing Family Trusts to Pass Down Assets Tax-Efficiently
Creating a System for Controlled Disbursements
Protecting Future Generations through Intergenerational Wealth Transfer
Financial Goals and Action Planning
We’ll work with you to define clear, achievable financial goals and create an actionable plan to meet them moving forward.
Key Focus:
Setting Short-term and Long-term Financial Goals
Creating a Sustainable Action Plan
Tracking Progress and Adjustments
Connecting You to a Community of Ongoing Support & Accountability
By applying the principles of the Rockefeller Method, your family can sustain wealth for decades, turning financial success into a multi-generational legacy rather than a single-generation accomplishment.
Why Choose Us?
Holistic Coaching: We don’t just focus on numbers, we focus on you.
Certified Expertise: Our financial behavior coaches have years of experience in financial literacy, psychology, and behavioral coaching.
Personalized Approach: Each plan is tailored specifically to your unique needs.
