Financial LiteracyChallenge

What you know about your credit, and what you're actively doing with that knowledge.

• 01

  Do you know your current credit score?If you don't know your score, answer no and move to question 3.

  Yes No
• 02

  Is your score 750 or above, so that you can save the most money and have the most control over your financial position?

  Yes No
• 03

  Do you currently use credit tools that let you monitor your reports and score, build positive credit habits, and remove derogatory items?

  Yes No

Whether the people who'd have to step in for you could actually find what they need.

• 04

  Do you have all of the following in place: last will, living trust, health care power of attorney, and financial power of attorney?

  Yes No
• 05

  Are your personal and financial documents organized somewhere the right people could easily find them if something happened to you?

  Yes No

Whether your money has somewhere to go besides this month.

• 06

  Do you have a savings account that's gaining interest?

  Yes No
• 07

  If you have children, have you started a high-yield savings account for them?

  Yes No
• 08

  Do you have six months of lifestyle bills sitting in an account?

  Yes No
• 10

  Have you started a retirement plan, or do you know the retirement number you need for a comfortable life?

  Yes No

What stands between your family and an event you didn't plan for.

• 09

  Are you aware that someone's identity is stolen every three seconds?

  Yes No
• 11

  Do you have some type of identity theft protection system currently in place?

  Yes No
• 14

  Do you have $100,000 or more in life insurance?

  Yes No

Not just how much you owe, but whether you know the date it ends.

• 12

  Do you feel like you're on track to be debt-free at this point in your life?

  Yes No
• 13

  Do you have a budgeting and debt-payoff system that pays your debt down efficiently and tells you the exact date you'll be debt-free?

  Yes No

Where your money habits came from, and whether you're open to rewriting them.

• 15

  Do you feel your formal education or upbringing prepared you well enough to manage your finances and protect your identity, credit, assets, real estate, personal property, and family?

  Yes No
• 16

  Do you feel today's educational system is preparing our teens to understand credit, banking, home ownership, and the other personal and financial matters that will shape their future?

  Yes No
• 17

  If you knew of an affordable way to get the education and services you need to protect yourself and your family, would you want to know how to take advantage of it, talk to someone about it, and help fund financial literacy for youth across the country?

  Yes No